Lightyear – Earn £10-100 in free shares signing up 🏦

Free Money — Free Shares — Lightyear

Time needed 5 minutes

Deposit £100

Lightyear is an investment platform offering access to over 4,000 stocks, ETFs, and money market funds, with features like flexible ISAs and competitive interest rates. New users can get £10 in free shares when they open up a General Investment Account through a refer a friend link and make a deposit.

To claim your free shares:

1. Sign up here through our community referrals platform and verify your email and phone number.

2. Open and fund a General Investment Account with £100 — this only needs to be deposited, not invested.

3. You’ll receive a free share reward (typically £10–£20) within around 5 business days of qualifying. It will appear on your GIA screen ready to claim.

4. You can then sell the fractional share and convert the USD amount back to GBP.

   *The T&Cs state you’ll need to wait 6 months before withdrawing the proceeds from the free share reward.

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FAQ’s

• Is Lightyear investing good?

  Lightyear is generally considered a good low-cost investing app, especially for beginners and DIY investors.

  Pros:

  • No platform fees

  • Low FX fees (around 0.1%)

  • Access to 4,000+ stocks and ETFs

  • Stocks & Shares ISA and Cash ISA available

  Cons:

  • Still a relatively new platform (launched 2020)

  • Fewer advanced tools than some competitors

  • No pension (SIPP) option

• Is Lightyear safe?

  Yes — Lightyear is safe and regulated, but like all investing platforms, it carries risk.

  • Regulated by the UK Financial Conduct Authority (FCA)

  • Covered by the FSCS (up to £85,000 for cash)

  • Customer assets are held separately from company funds

  Important:

  • Your investments can go down in value

  • FSCS protection does not cover investment losses

• Who owns Lightyear?

  Lightyear is a private fintech company, not owned by a bank.

  It was founded by former Wise (TransferWise) employees

  It is backed by venture capital investors (not publicly listed)

  It operates in the UK and Europe

• Lightyear vs Trading 212 – which is better?

  Lightyear is better if you want:

  • Lower fees

  • Simpler, long-term investing

  • No exposure to risky CFD trading

  Trading 212 is better if you want:

  • More features and tools

  • Fractional shares

  • Advanced or active trading

• Is Lightyear good for beginners?

  Yes — Lightyear is often considered beginner-friendly.

  • Easy-to-use app

  • No minimum investment

  • Simple fee structure

• Does Lightyear have a refer a friend scheme?

  Yes, Lightyear often has a refer a friend offer running.

  Right now, you can get £10-100 in free shares when you fund a General Investment account with £100.

  Have a referral link to share? Share it on our sister site here.

• How do I contact Lightyear?

  • In-app support (recommended): Live chat or messaging via the app

  • Help Centre: Available on their website

  • Registered office: London, United Kingdom (company registered in England & Wales)