Penfold - Get a £25 pension contribution bonus 👴
Penfold is a UK-based digital pension provider that makes saving for retirement simple and flexible. Whether you're self-employed or just want more control over your pension, you can get a free £25 bonus for getting started.
To claim the £25 bonus:
Sign up here- Open a Penfold pension account
Choose a pension plan and set your preferred risk level
Contribute £25+ to your pension (or transfer an existing pot)
Get a £25 bonus within 14 days of your first contribution.
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FAQ’s
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Penfold is a UK-based digital pension provider designed to make retirement saving simple and accessible.
It offers personal pensions that you can manage through an app or online dashboard.
Penfold is especially popular with freelancers, self-employed workers, and small business owners.
Users can set up contributions, track their pension, and adjust plans easily.
The platform focuses on transparency, simplicity, and low barriers to entry.
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Penfold charges a simple annual fee based on your chosen plan.
Standard plans typically cost around 0.75% per year.
The Sharia plan may cost slightly more (around 0.88% per year).
Fees are taken directly from your pension balance.
There are no setup or transfer-in fees.
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Penfold is designed for long-term retirement savings, not short-term earnings.
Your pension grows depending on contributions and investment performance.
Higher-risk plans may offer higher returns but with more volatility.
Lower-risk plans aim for more stable growth.
There are no guaranteed returns, and your pension value can fluctuate.
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Yes, Penfold has a refer a friend offer.Right now, you can get a £25 bonus when you sign up with a referral link and contribute £25+ to your pension or transfer an existing one.
Have a referral link to share? Share it on our sister site here.
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Pension funds are typically accessible from age 55 (rising to 57 in future).
You can take a portion as a tax-free lump sum (subject to UK rules).
The remaining funds can be drawn down or used to provide retirement income.
Early withdrawals are not usually allowed under pension regulations.
Always consider tax implications before withdrawing.
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Email: support@getpenfold.com
In-app chat and support: Available through your account
Additional options:
Help centre with FAQs and guides
Contact form on the official website
