Free money offers you can claim right now

Yes — every offer we list pays out in cash, free shares, vouchers or account credit. Some need a small deposit or a qualifying action first, and where that is the case we show it clearly in the deposit and time needed boxes near the top of the page.

Every offer is read, tested where possible and dated by a real person. The 'last checked' stamp under the title tells you when we last confirmed the terms with the brand. If an offer stops working, use the 'report expired' button and we will re-check it.

It varies by brand. Free share and cashback offers are often instant or within a few days, while bank switch bonuses usually pay within 7 to 30 days of the switch completing. The expected timing is shown in the claim steps for each offer.

No, but most sign-up bonuses only pay out if you join through a referral or tracked link. Using ours costs you nothing extra, keeps your bonus eligible and helps fund the research behind the site.

Most sign-up and cashback offers use a soft search, which is not visible to other lenders. Bank accounts, credit cards and loans can leave a hard search. We flag this on the offers where it applies — always read the brand's own terms before applying.

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