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Atoa Pay - Earn £4 when you transfer money

Written by Charlie (Admin)Updated 9 September 2026
This offer has ended — see live offers
Time needed
5 minutes
Deposit
£10

Atoa Pay is a UK-regulated app that lets you send and receive money instantly via open banking – no card needed. Right now, you can get £4 free just for trying it out!

How to claim your £4

  1. 1

    Sigh up here- Download the Atoa Pay app and enter referral code mysidegig

  2. 2

    Register and verify your phone number, name, postcode, and date of birth

  3. 3

    Connect your bank account using open banking

  4. 4

    Send £10 to a friend using the "Pay" feature in the app (they’ll need to sign up too)

  5. 5

    Get £4 back – £3 referral reward + £1 top-up, paid into your bank account within hours!

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£4

5 minutes · £10 deposit

This offer has ended — see live offers