SumUp - Get paid £10 to sign up (£10 spend)
- Time needed
- 5 minutes
- Deposit
- £10
SumUp is a payment provider, similar to Monzo, that offers 0.5% cashback on transactions. New users can get a £10 bonus when they sign up to SumUp through the refer a friend scheme.
How to claim your £10
- 1
Sign up here - Verify your ID.
- 2
Select ‘Earn £100’ and enter a referral code from above.
- 3
Register for a SumUp virtual debit card. Top up your SumUp virtual card with £10+ and make 3 transactions in-store totalling £10 (E.g. Spend £4, £5, and £1)
- 4
You’ll then receive £10 within 30 days, making your £10 spend free.*Although you can’t withdraw the money directly from SumUp, you could utilise this strategy to withdraw to Paypal/Trading 212.
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SumUp FAQs
How much does SumUp cost per month?
£0/month — there is no subscription fee for SumUp Pay.
Fees apply only to certain services: e.g., ATM withdrawals or some cross‑currency transactions.
What are the disadvantages of SumUp personal accounts?
SumUp Pay is not a bank, so your funds do not have FSCS deposit protection.
Limited banking features: no overdraft, no interest on balances, and no loans or full current account features.
Some ATM withdrawals or international transactions may incur small fees.
Mainly useful for spending, receiving, and budgeting — less suitable as a full personal banking solution
In which countries is SumUp personal account available?
SumUp Pay is currently available in the UK, and the card can be used worldwide wherever Mastercard is accepted.
Services like sending money or receiving money via the app may be limited to certain countries — check SumUp Pay’s official list for up-to-date coverage.
Does SumUp have a refer a friend scheme?
Yes, SumUp has a refer a friend offer.
Right now, you can get £10 when you make 3 transactions totalling £10 or more.
Have a referral link to share? Share it on our sister site here.
Similar 'Standard' offers:
- Zopa - Get £10 paid into your account5 minutes
- Post Office Travel - Get £10 when you top up £10015 minutes

- iFast Bank - Get £5 when you deposit £500 (next day)10 minutes
- Lloyds - Get paid £30 to open an account15 minutes
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