How to Earn 1% on Every Purchase with Zilch & SumUp

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Looking to squeeze every bit of cashback from your everyday spending? By combining Zilch and SumUp, you can earn a guaranteed 1% cashback on every transaction, plus £25 in sign-up bonuses to get you started! Here’s how it works.

What Are Zilch & SumUp?

• Zilch is a buy now, pay later (BNPL) service that also offers 0.5% cashback on all transactions when you choose ‘Pay Now’. At select retailers, you can even earn 2% cashback – just search for the store in Zilch, select ‘Pay Now’, and ensure your card is activated to receive the higher cashback rate. Sign up to Zilch and get a £5 bonus here.

• SumUp is a digital payments provider with a free SumUp Personal Account that includes a 0.5% cashback debit card. You can sign up for SumUp here and claim a £20 bonus.

By linking your SumUp card to Zilch, you can effectively stack both cashback rates, earning 1% cashback on every transaction – and more at select Zilch retailers!

How to Link Zilch & SumUp for Double Cashback

1. Open your Zilch account and navigate to ‘Account’.

2. Go to ‘Zilch Account Details’ and select ‘Connect Debit Card’.

3. Enter your SumUp debit card details.

4. Once linked, every time you use Zilch to pay, the funds will be instantly pulled from your SumUp account, allowing you to earn 0.5% cashback from Zilch + 0.5% cashback from SumUp = 1% cashback total!

Where Can You Earn Extra Cashback?

While you’ll always earn 1% cashback using this method, don’t forget that Zilch offers 2% cashback at select retailers. Simply search for the retailer in Zilch, choose ‘Pay Now’, and ensure your card is activated before making a purchase.

For a deeper dive into how Zilch rewards work, check out our full guide here.