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HSBC is offering a free £50 cash reward to eligible customers who are new to its investment products and invest at least £500 through its Global Investment Centre.
You can qualify by opening either a Stocks and Shares ISA or a General Investment Account and investing £500 before the deadline.
You'll need to keep your qualifying investment in place until HSBC pays your £50 bonus, which should arrive by 5 March 2027.
You don't need to be a completely new HSBC customer either. Existing HSBC banking customers can qualify, provided they meet the eligibility requirements and haven't held certain HSBC investment products recently.
Important: Your £500 must actually be invested, rather than left sitting as cash. Investments can fall in value, so your capital is at risk.
How to claim this offer
- Make sure you have an eligible HSBC current account or savings account. You'll need one to receive your £50 reward.
- Visit the HSBC website and open a Global Investment Centre Stocks and Shares ISA or General Investment Account.
- Deposit and invest at least £500 before 4 December 2026. You can make multiple payments to reach the £500 minimum.
- Keep your qualifying money invested until HSBC pays your reward. Withdrawals before payment will reduce your qualifying balance and could affect your eligibility.
- Once you've met all the requirements, HSBC will automatically pay £50 cash into your eligible HSBC bank account by 5 March 2027.
Who can get the £50 bonus?
To qualify, you must:
- Be aged 18 or over and live in the UK.
- Have an eligible HSBC current account or savings account and keep it open until your reward arrives.
- Be new to the qualifying HSBC investment products under the promotion's rules.
- Invest at least £500 during the promotional period.
- Keep your qualifying investment in place until the bonus is paid.
Existing HSBC, first direct and M&S Bank customers can participate.
You won't qualify if you held certain HSBC investment products on 4 October 2026, including HSBC Global Investment Centre, InvestDirect, HSBC investment bonds or HSBC pension products.
HSBC Online Bonus Saver, Fixed-rate Saver and Cash ISA accounts don't count as the required HSBC banking account.
Things worth knowing
- No referral code needed: This is a promotional offer directly from HSBC.
- One bonus per person: You can invest across multiple eligible accounts, but you'll only receive one £50 reward.
- Investment required: Simply depositing £500 and leaving it uninvested won't qualify.
- Existing money can count: Money already held with HSBC, first direct or M&S Bank before the promotion can be used.
- Investment risk: Your £500 could increase or decrease in value. The £50 reward is not guaranteed to cover any investment losses or charges.
- Payment date: Qualifying customers will receive their bonus by 5 March 2027.
Offer available until 4 December 2026. Terms, eligibility requirements and investment risks apply.