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HSBC – Get £50 free when you invest £500

Written by Charlie (Admin)Updated 26 October 2026
HSBC – Get £50 free when you invest £500
☰What’s in this guide3 sectionsShow
  1. 1How to claim this offer
  2. 2Who can get the £50 bonus?
  3. 3Things worth knowing

HSBC is offering a free £50 cash reward to eligible customers who are new to its investment products and invest at least £500 through its Global Investment Centre.

You can qualify by opening either a Stocks and Shares ISA or a General Investment Account and investing £500 before the deadline.

You'll need to keep your qualifying investment in place until HSBC pays your £50 bonus, which should arrive by 5 March 2027.

You don't need to be a completely new HSBC customer either. Existing HSBC banking customers can qualify, provided they meet the eligibility requirements and haven't held certain HSBC investment products recently.

Important: Your £500 must actually be invested, rather than left sitting as cash. Investments can fall in value, so your capital is at risk.

How to claim this offer

  1. Make sure you have an eligible HSBC current account or savings account. You'll need one to receive your £50 reward.
  2. Visit the HSBC website and open a Global Investment Centre Stocks and Shares ISA or General Investment Account.
  3. Deposit and invest at least £500 before 4 December 2026. You can make multiple payments to reach the £500 minimum.
  4. Keep your qualifying money invested until HSBC pays your reward. Withdrawals before payment will reduce your qualifying balance and could affect your eligibility.
  5. Once you've met all the requirements, HSBC will automatically pay £50 cash into your eligible HSBC bank account by 5 March 2027.

Who can get the £50 bonus?

To qualify, you must:

  • Be aged 18 or over and live in the UK.
  • Have an eligible HSBC current account or savings account and keep it open until your reward arrives.
  • Be new to the qualifying HSBC investment products under the promotion's rules.
  • Invest at least £500 during the promotional period.
  • Keep your qualifying investment in place until the bonus is paid.

Existing HSBC, first direct and M&S Bank customers can participate.

You won't qualify if you held certain HSBC investment products on 4 October 2026, including HSBC Global Investment Centre, InvestDirect, HSBC investment bonds or HSBC pension products.

HSBC Online Bonus Saver, Fixed-rate Saver and Cash ISA accounts don't count as the required HSBC banking account.

Things worth knowing

  • No referral code needed: This is a promotional offer directly from HSBC.
  • One bonus per person: You can invest across multiple eligible accounts, but you'll only receive one £50 reward.
  • Investment required: Simply depositing £500 and leaving it uninvested won't qualify.
  • Existing money can count: Money already held with HSBC, first direct or M&S Bank before the promotion can be used.
  • Investment risk: Your £500 could increase or decrease in value. The £50 reward is not guaranteed to cover any investment losses or charges.
  • Payment date: Qualifying customers will receive their bonus by 5 March 2027.

Offer available until 4 December 2026. Terms, eligibility requirements and investment risks apply.