How to Maximise PayPal UK’s 3% Cashback Offer (July–September 2025)

What the 3% Cashback Actually Is

From 1 July to 30 September 2025, PayPal UK users can earn 3% cashback (up to £15/month) when they:

1. Activate the monthly offer in the PayPal app
2. Select a category (e.g. fashion, groceries, travel)
3. Make purchases via PayPal checkout (using Pay Now, PayPal Credit, or Pay in 3) within that category that month

There’s no new credit card involved—this is a promo offer accessed entirely through PayPal’s app.

Theme Suggestions: July–September

Here’s how you might choose categories each month:

July - Subscription Services

August - Travel

September - Back to School and Clothes

Maximise by hitting the full £15/month cap in your chosen category.

Using This Cashback with Curve

You won’t add a physical card—since this is wallet-based. But you can still use Curve to pay:

• Option A: Pay via PayPal checkout on your phone or online
• Option B: If you have a PayPal-linked funding source (e.g. debit card) in Curve, checkout via PayPal then pay using Curve as your funding method

This still qualifies as a PayPal checkout spend, making you eligible for the 3% cashback.

Connecting PayPal with Apple Pay

Since there's no physical card, you'd connect funding cards or PayPal Credit:

• Add your PayPal-linked debit or credit card to Apple Wallet
• When checking out in an app or online, choose Pay with Apple Pay, then “Pay with PayPal” if available
• If PayPal checkout is supported, and you've activated the monthly promo, you'll earn the 3% cashback

It helps to:

• Enable PayPal as a payment method in Apple Wallet
• Pay via Apple Pay → PayPal checkout