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The previous Santander promotion is no longer available. We keep the page up so you can see what was on offer and check back if it returns.

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Get £10 Cashback From Santander When You Spend 5 Times (No Minimum Spend)

Written by Charlie (Admin)Updated 15 September 2026
Get £10 Cashback From Santander When You Spend 5 Times (No Minimum Spend)
☰What’s in this guide6 sectionsShow
  1. 1How the Santander £10 Cashback Offer Works
  2. 2How to Claim Your £10 Cashback
  3. 3What Counts as an Eligible Purchase?
  4. 4Important Things to Know
  5. 5Handy Tip
  6. 6Is This Worth Doing?

Santander is offering selected customers an easy £10 cashback just for using their debit or credit card a few times before the end of December.

There’s no minimum spend, so even small everyday purchases count — coffees, snacks, online buys, or nights out. If you’ve received the offer, this is one of the simplest cashback deals going.

How the Santander £10 Cashback Offer Works

Between 9 December and 31 December 2025, simply make 5 purchases on your Santander debit or credit card and you’ll receive £10 cashback.

✔️ No minimum spend
✔️ Debit or credit card purchases count
✔️ Cashback paid automatically
✔️ No sign-up or form to fill in

The £10 cashback will be added to your account by 31 January 2026.

How to Claim Your £10 Cashback

  1. Check you’ve received the offer You must have received a Santander promotional email or a pop-up message in Online or Mobile Banking to be eligible.
  2. Spend on your Santander card 5 times Make 5 separate purchases between 9 December and 31 December 2025. There’s no minimum spend, so even £1 purchases count.
  3. Use debit, credit, or both The 5 purchases can be split across your Santander debit and credit cards.
  4. Get paid automatically Santander will credit £10 cashback to your account by 31 January 2026, shown as “PROMOTIONAL PAYMENT”.

What Counts as an Eligible Purchase?

Eligible purchases include everyday spending on goods and services, such as:

  • Food & drink
  • Online shopping
  • Transport
  • Entertainment
  • In-store or online card payments

❌ These don’t count:

  • Cash withdrawals or cash advances
  • Gambling or lottery payments
  • Balance transfers
  • Direct Debits or standing orders
  • Fees, interest, or charges

Only cleared transactions during the promotional period will count.

Important Things to Know

  • Cashback is per account, not per person
  • Joint accounts still only receive one £10 payment
  • You must be 18+ and a UK resident
  • The account must still be open when cashback is paid
  • No cash alternative available

Handy Tip

If you don’t have your physical card handy, you can view and copy your card details in the Santander app and make online purchases instead — those still count toward the 5 spends.

Is This Worth Doing?

Definitely. This is one of those rare offers where:

  • There’s no minimum spend
  • No switching required
  • No hoops to jump through

If you’ve been targeted for the offer and already use your Santander card, this is essentially £10 for spending as normal.

Offer available to selected Santander debit and credit Mastercard customers only. Terms apply. Cashback paid by 31 January 2026.