American Express - Earn £125 cashback 💳

Free Money — Credit — American Express

Time needed 5 minutes

Deposit £2,500

American Express, or Amex, is a global financial services company known for its range of credit and charge cards offering premium benefits, particularly in travel and rewards. Sign up to American Express and earn £125 cashback.

To claim the £125 cashback:

1. Sign up here.

2. Complete your application and ID process.

3. Activate your physical card when it arrives.

4. Spend £2500 within your first 5 months and earn 5% cashback (£125). This will qualify you for the maximum amount of cashback available.

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FAQ’s

• What is American Express?

  American Express (often called Amex) is a global financial services company that offers:

  • Credit cards and charge cards

  • Rewards and cashback programmes

  • Travel and insurance benefits

  Unlike most banks, Amex is both:

  • The card issuer

  • And the payment network

• Is American Express safe?

  
  Yes — American Express is very safe and well-established.

  • Regulated in the UK by the Financial Conduct Authority (FCA)

  • Strong fraud protection and buyer protection policies

  • 24/7 monitoring for suspicious transactions

  However:

  • It is a credit card provider, not a bank

  • So it does not use FSCS deposit protection (because you’re borrowing, not saving)

• How does American Express work?

  Amex cards work like most credit cards:

  1. You spend using your card

  2. Amex pays the retailer

  3. You repay Amex (monthly or over time)

  Key difference:

  • Many Amex cards offer rewards, points, or cashback on spending

• What credit score do you need for American Express?

  
  You typically need:

  • A good to excellent credit score

  • Stable income and credit history

  Amex offers an eligibility checker so you can see your chances without affecting your credit score.

• Does Amex have fees?

  
  It depends on the card.

  • Some cards are free

  • Others charge annual fees (e.g. £160–£650+)

  In return, you may get:

  • Cashback

  • Travel perks

  • Points and rewards

• Does American Express have a refer a friend scheme?

  
  Yes, American Express has a refer a friend offer.

  Right now, you can get 22,000 Amex points when your membership is approved.

  Have a referral link to share? Share it on our sister site here.

• How can I contact American Express?

  
  In-app / online chat (recommended)

  • Log in to your account

  • Use the live chat feature

  • Available 24/7

  Phone (UK)

  • General customer service: 0800 032 7216

  • Many cards have specific numbers on the back of the card (recommended to use)

  From abroad

  • +44 (0)1273 675 533