American Express - Earn 22,000 points signing up 💳
American Express (Amex) is a global financial services company best known for its premium credit cards and generous rewards schemes. Their Preferred Rewards Gold Card is a top choice for those looking to earn points, enjoy travel perks, and build credit—with no fee in the first year.
To claim the 22,000 points:
Sign up here - for the Amex Preferred Rewards Gold Card
Complete your application and verify your ID
Activate your physical card when it arrives and make your first purchase (any amount) within 30 days
Spend £3,000 on the card within 3 months to receive 22,000 Membership Rewards points (over double the standard offer!)
Tip: Use the card for everyday expenses like groceries, bills, insurance or even holidays to hit the £3,000 spend easily. Avoid interest charges by paying off in full each month.
Key Benefits Include:
– 4x free airport lounge passes yearly (via Priority Pass)
– £120 Deliveroo credit (£10/month)
– Flexible points that can convert to Nectar, Avios & more
– Free for the first year (£195 annual fee thereafter – cancel any time)
👉 [Join the discussion for this offer here]
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FAQ’s
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American Express (often called Amex) is a global financial services company that offers:
Credit cards and charge cards
Rewards and cashback programmes
Travel and insurance benefits
Unlike most banks, Amex is both:
The card issuer
And the payment network
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Yes — American Express is very safe and well-established.
Regulated in the UK by the Financial Conduct Authority (FCA)
Strong fraud protection and buyer protection policies
24/7 monitoring for suspicious transactions
However:
It is a credit card provider, not a bank
So it does not use FSCS deposit protection (because you’re borrowing, not saving)
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Amex cards work like most credit cards:
You spend using your card
Amex pays the retailer
You repay Amex (monthly or over time)
Key difference:
Many Amex cards offer rewards, points, or cashback on spending
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You typically need:
A good to excellent credit score
Stable income and credit history
Amex offers an eligibility checker so you can see your chances without affecting your credit score.
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It depends on the card.
Some cards are free
Others charge annual fees (e.g. £160–£650+)
In return, you may get:
Cashback
Travel perks
Points and rewards
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Yes, American Express has a refer a friend offer.
Right now, you can get 22,000 Amex points when your membership is approved.
Have a referral link to share? Share it on our sister site here.
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In-app / online chat (recommended)
Log in to your account
Use the live chat feature
Available 24/7
Phone (UK)
General customer service: 0800 032 7216
Many cards have specific numbers on the back of the card (recommended to use)
From abroad
+44 (0)1273 675 533
