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How to Get Free Money as a Business Owner

Written by Charlie (Admin)Updated 9 September 2026
How to Get Free Money as a Business Owner
What’s in this guide4 sectionsShow
  1. 11. Capital On Tap Business Credit Card – £75 Free
  2. 22. Monzo Business Account – £50 Free
  3. 33. American Express Business Card – 22,000 Points
  4. 4Why Use Sign-Up Bonuses as a Business Owner?

Owning a business has its challenges, but there are also plenty of ways to score free cash and rewards, especially if you know where to look. By taking advantage of certain sign-up bonuses and financial offers, business owners can add a nice boost to their business funds—sometimes just for opening a new account or making a small purchase. If you're looking for free money, grants, or ways to finance your business, here’s a guide with four of the top offers for UK business owners.

1. Capital On Tap Business Credit Card – £75 Free

Capital On Tap is a popular business credit card known for its simple rewards system and no foreign transaction fees. Currently, new customers can earn £75 after making their first purchase. This offer is perfect if you’re looking to start building a positive credit history for your business or need a low-fee card for day-to-day purchases. The card also comes with other perks like cashback on every transaction, making it a win-win for business owners.

2. Monzo Business Account – £50 Free

Monzo, the popular mobile bank, has a similar offer for business accounts. Sign up for a Monzo business account, spend any amount, and receive £50 added to your balance. Monzo offers various features tailored to businesses, including detailed spending insights, easy categorization, and integration with accounting software. This quick and straightforward offer is an easy way to get free money for your business.

3. American Express Business Card – 22,000 Points

For business owners with significant spending needs, the American Express Business Card offers 22,000 membership points after spending £3,000 in the first three months. While not direct cash, these points can be redeemed for travel, office supplies, or even cash back, making them highly versatile for meeting various business needs.

Why Use Sign-Up Bonuses as a Business Owner?

Sign-up bonuses and rewards programs are smart ways for business owners to maximize free money opportunities without having to jump through hoops. By opening these accounts and making eligible transactions, you can make hundreds of pounds or earn substantial points simply by managing your business finances. If you’re interested in more ways to earn, My Side Gig is a platform that showcases money-making methods, including ways to make the most out of sign-up bonuses.

So, whether you're looking to start with free cash or stack up loyalty points, these offers are a great way to add extra funds to your business with minimal effort. Make sure to check the current terms and eligibility criteria for each offer to ensure they align with your business needs and enjoy your free money as a savvy business owner!