Ribbon Rewards Review 2026 – Is It Legit? + £25 Bonus

Looking for a way to earn rewards on one of your biggest monthly expenses?

Ribbon Rewards (also known as Scraye Rewards) is a UK rewards platform that lets renters earn 1% cashback on rent payments. New users can also currently get 2,500 points worth a £25 gift card after signing up and making their first qualifying rent payment.

We've personally tested Ribbon Rewards, successfully sent a payment through the service and redeemed an ASDA gift card, so in this review we'll explain how Ribbon Rewards works, whether it's legit, how it makes money and what you need to know before using it.

Sign up with our referral link here and use referral code CHAREA59.

What is Ribbon Rewards and how does it work?

Ribbon Rewards is a rewards service operated by Scraye, a London-based property company. You don't need to rent through Scraye to use Ribbon Rewards — the service is available to eligible renters across the UK.

Instead of sending your rent directly to your landlord as normal, Ribbon gives you account details that you use to make your payment.

Here's how it works:

• When you sign up, a bank account is created for you through Griffin Bank Ltd.
• You add your landlord or housing association's bank details and your usual payment reference.
• You transfer your rent payment to the account provided through Ribbon.
• The money is then forwarded to the landlord details you've supplied.
• Eligible rent payments earn 1% cashback.
• New users can currently receive 2,500 points worth a £25 gift card after completing their first qualifying payment.

Essentially, you're changing the route your rent payment takes and receiving rewards for using Ribbon to make the payment.

Is Ribbon Rewards legit?

It's understandable to be cautious about using a service to make something as important as a rent payment.

We've personally tested Ribbon Rewards and successfully received a gift card after making a qualifying payment.

Ribbon Rewards is a product created by Scraye. As part of the setup process, an account is created in your name through Griffin Bank Ltd, which is then used to receive your payment before the money is forwarded to the landlord details you've provided.

We've also tested the redemption process ourselves and successfully redeemed an ASDA gift card.

That said, you're dealing with your rent, so don't rush through the setup. Double-check your landlord's bank details and payment reference before sending any money, particularly when making your first payment.

What can you get with your Ribbon Rewards points?

Ribbon Rewards points can be exchanged for e-gift cards from a range of retailers and brands.

Options we've seen include:

• Amazon
• Asda
• John Lewis
• Starbucks
• Nando's
• Uber Eats
• Deliveroo
• Hotels.com
• Nike
• Apple
• Ryanair
• Eurostar

The available gift cards can change, so check the rewards section of your Ribbon account to see the current selection before redeeming your points.

In our experience, the gift card was delivered quickly after we qualified.

How to get the £25 Ribbon Rewards bonus

New users can currently get 2,500 points worth a £25 gift card through the Ribbon Rewards referral offer.

Here's how we did it:

1. Sign up to Ribbon Rewards here and enter referral code CHAREA59 during registration.
2. Select Pay Rent and enter your landlord or housing association's bank details and your normal rent payment reference. You should be able to find these on your tenancy agreement or previous rent payments.
3. Complete the identity verification process using your photo ID and selfie.
4. You'll be given the account details you'll use to make your rent payment through Ribbon.
5. Make a qualifying payment of at least £25.
6. Once you've met the offer requirements, you'll receive 2,500 Ribbon Rewards points worth £25.
7. Head to the rewards section and choose the gift card you'd like to redeem.

For the latest eligibility requirements and claim instructions, see our Ribbon Rewards £25 offer guide.

Do I need to pay my full rent through Ribbon Rewards?

No. You don't necessarily have to start by sending your entire monthly rent payment through Ribbon.

Users have been able to make a £25 qualifying payment to trigger the current new-user reward.

That can be useful if you're trying Ribbon Rewards for the first time and would rather make a smaller payment before deciding whether you want to route your normal rent payments through the service.

Just remember that anything you send is still a real rent payment to your landlord, rather than a refundable deposit purely for triggering the reward.

How much cashback can you earn on rent?

Ribbon Rewards currently offers 1% cashback on eligible rent payments.

For example, if you paid £1,000 per month in eligible rent through Ribbon, 1% would be equivalent to £10 in rewards per month, or £120 over 12 months, assuming the cashback rate and eligibility remained the same.

That's what makes Ribbon interesting compared with many cashback offers: rent is an expense you may already be paying every month.

However, cashback rates and terms can change, so check the current rate shown by Ribbon before deciding whether to use the service regularly.

How does Ribbon Rewards make money?

We wondered the same thing. If Ribbon is giving renters rewards for payments they already need to make, where does the money come from?

So we asked Ribbon directly.

They told us:

In other words, Ribbon told us that the initial focus was on growing the service, with the potential to generate revenue through partnerships with service providers, sponsors and agencies as the platform grows.

Ribbon Rewards review: our verdict

We've had a positive experience with Ribbon Rewards.

The setup is relatively straightforward, we've successfully used it to send a payment and we've personally redeemed an ASDA gift card earned through the platform.

The biggest appeal is simple: rent is an expense most renters have to pay anyway, so being able to earn rewards on that payment could be worthwhile if you're comfortable routing your rent through Ribbon.

The 1% cashback isn't going to transform your finances, but rent is often a significant monthly expense. Even a relatively small percentage can therefore add up if you're using the service throughout the year.

Some renters may understandably prefer to continue paying their landlord directly, particularly when first discovering the service. If you're interested but unsure, starting with a smaller qualifying payment gives you an opportunity to understand how the process works before deciding whether you want to use Ribbon for future rent payments.

For us, the important thing is that we've actually tried Ribbon Rewards ourselves rather than simply writing about the advertised offer. Our payment went through and we successfully redeemed our reward.

Our rating: 4/5.