Virgin Money's 10% Instant Access Savings Account
Table of Contents
This offer is no longer available
The promotion mentioned in this guide has now ended. We keep these pages live so you can still see how past offers worked and compare future bonuses.
View current live offers →
Claim 450+ free spins and convert winnings into real withdrawable cash. One of the highest paying offers on MySideGig right now.
Members of our team make £100s each month using this site and you can get £8 just for signing up! To claim your £8 bonus…
Sidekick is a savings and investment app that allows users to earn a cash bonus by joining. Get £25 or £100 cash bonus…
New users will receive a £25 bonus when making their first purchase. To claim the £25 bonus: Sign up here – You'll...
Sign up to WorldFirst now and get a £50 bonus. To claim your £50 bonus: Sign up here – Verify your ID (usually...
They are currently giving new users £5 when they deposit £500. To claim the £5 bonus: Sign up here – Deposit and...
New users can get a £10 bonus when they make their first purchase through Top Cashback. To claim your £10 bonus...
EarnOS is a GPT rewards site that pays you real cash for completing simple brand missions, linking accounts you…
PayPal – the world’s most popular online payment system – is offering £10 free when you spend just £5! Used by...
Right now you can get £30 for opening a Lloyds bank account. To claim the £30 bonus: follow these simple...
ACE Money Transfer is a trusted international payments app offering a £10 bonus for new users who complete a qualifying…
Co-operative Bank are offering a £300 switch bonus plus ongoing cashback when you open their Everyday Extra account...
IG is one of the UK’s most established platforms for share trading and investing. To claim up to £300 in free shares…
eToro is a global investment platform that lets you buy stocks, ETFs and cryptocurrencies to claim your £100 in free…
New users can get a free share worth up to £140 for signing up. To claim your free share: Sign up here - Follow the steps to…
Barclays are offering a free £200 when you switch to one of their current accounts now. To claim this switch bonus…
New users will earn a £50 cash bonus when depositing a larger balance and holding it for a set a period of…
You'll receive £10 paid directly into your Zopa account within 30 days of opening an account. To get the bonus: …
New users currently receive a £10 bonus & the highest cashback tier (2%) for their first 30 days, allowing them to earn…
This £175 switch offer is exclusively for existing Nationwide customers. To claim up to £175: follow these steps...
Switch banks now and get a £175 bonus. To claim the £175 bonus: Sign up here – Apply for an eligible current account...
New customers can earn £25 free when signing up through the refer-a-friend scheme and making a simple purchase…
The lowest tier pays £50 cashback when you transfer £100+ worth of crypto and leave it on the platform for 90 days…
You can earn £10 cashback just for using the Klarna debit card a few times. To secure your £10, you need to…
New users can get 5 free US fractional shares just for signing up and depositing. Realistically, most users will receive…
New users will get between £10-100 bonus when depositing £500. To claim your bonus: Sign up here with a referral link…
Sign up to InvestEngine business and get a free share worth up to £200 — simply invest £100 and keep it for 12 months...
Sign up to InvestEngine and get a free share worth up to £100 — simply invest £100 and keep it for 12 months...
New users will get a free share worth up to £100 when they sign up to Freetrade. To claim your free share: Sign up here...
How It Works
Virgin Money’s regular savings account is designed to help you save consistently and efficiently. Here’s a step-by-step breakdown:
Open an Account: You can open this account either as a personal or a joint account.
Monthly Contributions: Deposit up to £250 every calendar month. These contributions will earn interest for 12 months.
Saving More?: If you wish to deposit more than £250 a month, you can. However, interest will only be earned on the cumulative maximum monthly limit.
Flexibility: There's no minimum amount required to be deposited each month, and you are not obligated to deposit every month.
Access and Management: Manage your account easily through the Virgin Money app, online, in-store, or over the phone.
Fixed Rate for 12 Months
Enjoy a fixed interest rate for 12 months with an impressive:
10.38% AER (Annual Equivalent Rate)
10.00% Gross
This rate is fixed until 31 July 2025, ensuring you know exactly how much your savings will grow over the term.
Why This Account is Great for You
This account is perfect if you:
Have Extra Cash Monthly: Ideal for those who have some leftover cash each month that they wish to save.
Short-Term Goals: Excellent for short-term savings goals like a vacation, home improvement, or an emergency fund.
Easy Access: Need access to your cash without penalties or interest rate changes? This account allows you to do just that.
The Finer Details
Incremental Interest-Earning Balance: The maximum balance on which you can earn interest increases by £250 each month. If you don’t manage to save the full £250 in a particular month, you can carry over the unused allowance to subsequent months.
Interest Not Included in Limit: Any interest earned is not counted towards the £250 monthly limit.
Maximum Interest-Earning Balance: By the end of the 12-month fixed term, the maximum balance you can earn interest on is £3,000 (excluding the interest earned).
You can sign up for this account here.
CLAIM NOW
Cashback is a website and platform which offers users cashback in exchange for completing tasks. To claim your £10…