Gains App Review: Is It Worth Using for Cashback? + £2 Bonus
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Gains App is a cashback app that helps you save money on everyday spending by letting you purchase digital gift cards and earn instant cashback at popular retailers.
Unlike traditional cashback sites where you click through a link, make a purchase and wait weeks (or months) for cashback to track, Gains works differently. You buy a gift card through the app, receive your cashback instantly, then spend the gift card online or in-store.
For anyone who regularly shops at supermarkets, clothing retailers, travel companies or household stores, Gains can be a simple way to reduce your spending without changing your habits.
Get £2 bonus cashback when you earn your first £10 in cashback with Gains using our affiliate link here (or use code MYSIDEGIG).
How Does Gains App Work?
Gains uses Open Banking technology to allow users to securely purchase gift cards from hundreds of brands and receive cashback instantly.
The process is simple:
1. Browse cashback offers
Open the Gains app and choose from available cashback offers across popular retailers.
2. Buy a gift card
Purchase a gift card for the amount you need using a secure Open Banking payment.
3. Earn cashback instantly
Your cashback is added straight away, and you can use the gift card online or in-store.
This makes Gains different from many cashback platforms where you need to wait for transactions to track and become payable.
How Much Cashback Can You Earn With Gains?
Gains advertises average cashback rates of around 7%, although rates vary depending on the retailer and offer available.
For everyday spending, even smaller percentages can add up:
| Category | Example Cashback Rate | Potential Annual Saving |
|---|---|---|
| Groceries £150 per week |
3% cashback | £234 per year |
| Clothing £30 per week |
5% cashback | £78 per year |
| Social & Eating Out £100 per week |
5% cashback | £260 per year |
| Household £30 per week |
4% cashback | £62 per year |
| Travel £2,500 per year |
5% cashback | £125 per year |
| Total Potential Saving | Based on everyday spending | £759+ per year |
If you regularly use gift cards for purchases you were already planning to make, the savings can quickly build up over the year.
Gains Cashback Offers Compared
One of the easiest ways to maximise cashback is comparing rates before buying.
Different cashback apps and gift card platforms can offer different rates for the same retailer.
For example, before buying a supermarket gift card, it’s worth checking alternatives including:
Gains
JamDoughnut
Cheddar
TopCashback Gift Cards
Quidco Gift Cards
Airtime Rewards
You can compare the latest cashback rates across supermarkets, shopping, travel and more using our comparison:
What Retailers Are Available on Gains?
Gains offers cashback across a wide range of categories, including:
🛒 Supermarkets & groceries
👕 Fashion & clothing
🏠 Home & household
✈️ Travel
🍽️ Eating out & experiences
The biggest benefit is that cashback applies to spending you are already doing rather than encouraging extra purchases.
Is Gains App Safe?
Gains uses Open Banking technology and states that payments are protected with industry-standard security.
The app has FCA Agent Status through its banking partners and uses secure connections when linking accounts.
As with any cashback app, users should only purchase gift cards they were already planning to use and avoid spending extra just to earn rewards.
Gains App Pros & Cons
✅ Pros
Instant cashback rather than waiting weeks
Works with everyday spending
No subscription required
Cashback can be earned on gift cards you were buying anyway
Large range of retailers
Extra budgeting tools available
❌ Cons
You need to buy gift cards rather than simply shopping normally
Cashback rates can change
Best value depends on comparing alternatives
Requires linking a bank account for payments
