Quidco Review – Earn Cashback on Your Everyday Spending + £10 Bonus
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Quidco is one of the UK's biggest cashback websites, allowing users to earn money back when shopping online, switching utilities, taking out financial products, booking holidays and more. The platform has been around since 2005 and works with thousands of major retailers including supermarkets, broadband providers, insurers, travel companies and high street brands.
For many My Side Gig users, Quidco is one of the easiest ways to earn extra money without changing spending habits. If you're already planning to buy something, there's a good chance you can earn cashback simply by clicking through Quidco first.
How Does Quidco Work?
The concept is simple:
Log in/sign up to Quidco (£10 bonus).
Search for the retailer or offer you want.
Click through to the merchant.
Complete your purchase as normal.
Receive cashback once the retailer confirms the transaction.
Retailers pay Quidco a commission for sending them customers and Quidco shares part of that commission with you as cashback.
Why We Use Quidco
At My Side Gig we generally recommend having both Quidco and TopCashback accounts.
TopCashback often wins on standard shopping rates, but Quidco regularly lands exclusive deals that can pay significantly more. Some bank switches, investment platforms, broadband deals and insurance offers appear exclusively on Quidco for periods of time.
Because it costs nothing to open a free account, there's very little downside to having both available and checking whichever site is paying more before making a purchase.
Best Ways To Earn With Quidco
Bank Account Switches
Historically some of the biggest payouts on Quidco have come from current account switching offers.
We've regularly seen cashback rates ranging from £20 to well over £100 depending on the bank and promotion running at the time.
Investment Platforms
Investment offers can often be some of the most lucrative deals available on Quidco.
Many users earn cashback for opening ISAs, General Investment Accounts or pension products alongside any referral bonuses being offered separately.
Broadband & Insurance
Quidco Compare lets you compare:
Broadband
Home insurance
Car insurance
Travel insurance
Mobile contracts
Energy providers
These categories often generate some of the highest cashback payments available on the platform.
Everyday Shopping
You can also earn cashback at thousands of online retailers covering:
Fashion
Electronics
Supermarkets
Home & Garden
Travel
Beauty
Pet supplies
While individual purchases might only generate a few pounds, the savings soon add up over the course of a year.
Sign Up Bonus
Quidco currently gives new members a £10 welcome bonus when signing up through a referral link. To qualify, simply earn £5 in payable cashback through the platform and Quidco will add the £10 bonus to your account. It's a nice little boost for new users and one of the reasons we recommend having a Quidco account alongside TopCashback.
Quidco Premium Explained
Quidco offers an optional Premium membership.
New members typically receive a free trial and Premium users can benefit from:
Increased cashback rates on selected retailers
Enhanced gift card withdrawal bonuses
Higher referral rewards
Ad-free browsing experience
For most casual users the free account is perfectly fine, but heavy users may find Premium pays for itself.
How Long Does Cashback Take?
This is probably the biggest frustration for new users.
Unlike referral bonuses which often pay instantly, cashback usually moves through several stages:
Tracked → Pending → Confirmed → Payable
Some purchases can become payable within a few weeks, while insurance, broadband and financial products can take several months.
Patience is part of the cashback game.
How Does Quidco Gift Cards Work?
Quidco also offers discounted and cashback-paying gift cards through its Gift Cards section. Rather than shopping directly with a retailer, you can purchase a gift card via Quidco and earn cashback instantly. Popular brands regularly include supermarkets, restaurants, takeaways and major high street retailers. This can often be stacked with cashback debit cards and loyalty schemes, making it a useful extra layer for cashback enthusiasts looking to maximise their savings.
Is Quidco Legit?
Yes.
Quidco has been operating since 2005 and has millions of members across the UK. It is one of the most established cashback platforms available and has paid out hundreds of millions of pounds in cashback over the years.
Like all cashback sites, occasional tracking issues do happen, but overall it has built a strong reputation over a very long period of time.
Our Verdict
Quidco isn't the only cashback site you'll ever need, but it absolutely deserves a place in your cashback toolkit.
If you're completely new to cashback we'd probably start with TopCashback first, but we'd strongly recommend opening a Quidco account as well. The occasional exclusive offer can be worth £50, £100 or even more, and having both accounts ensures you're never missing out on the highest-paying deal available.
