Sprive Review + £5 Bonus Towards Your Mortgage

If you’re a homeowner looking for an easy way to make extra mortgage payments, Sprive is a unique app that turns everyday spending into potential mortgage savings.

Instead of receiving cashback directly into your bank account, Sprive lets users earn cashback from purchases through the app and put those rewards towards their mortgage.

The idea is simple: buy gift cards through Sprive, earn cashback, and use those rewards to make additional mortgage payments when you’re ready.

It won’t replace your normal mortgage repayments, but it can be a useful tool for anyone looking to gradually put a little extra towards their mortgage balance.

Current Sprive Offer

New users can currently get £5 towards their mortgage when they sign up using our exclusive code:

Code: SIDEGIG

To qualify, you need to:

The referral reward is only available when joining through an eligible code and completing your first shop.

How Sprive Works

Sprive is a free app designed to help homeowners earn rewards from everyday spending and put them towards their mortgage.

The main feature is the cashback shopping section, where users can:

• Buy digital gift cards through the Sprive app
• Earn cashback on eligible purchases
• Use those rewards towards mortgage overpayments

Rewards are held in your Sprive account and can then be used towards payments to your mortgage lender.

Sprive also offers additional saving features, allowing users to set aside spare money automatically if they choose.

Sprive Review – Our Thoughts

Sprive is an interesting concept because it combines two things many people already do — shopping and saving money — and links them directly to a long-term financial goal.

The biggest advantage is the automation. Instead of earning cashback and potentially spending it elsewhere, Sprive helps turn those rewards into extra mortgage payments.

For homeowners who already regularly buy gift cards or want to make smaller additional payments over time, it provides an easy way to build the habit.

The biggest thing to remember is that results will vary depending on how often you use the app, your spending habits and the cashback opportunities available. Sprive does not guarantee specific savings or mortgage outcomes.

Pros

✅ Earn cashback from everyday spending
✅ Rewards can be put towards your mortgage
✅ Simple way to make additional payments over time
✅ Helps automate saving habits
✅ Free app with no upfront cost

Things To Be Aware Of

⚠️ Cashback depends on your usage and available offers
⚠️ Rewards are designed to go towards your mortgage rather than being instant spending money
⚠️ You still need to continue making your normal mortgage repayments
⚠️ Sprive is not a mortgage provider or lender — it is a tool to help manage additional payments

Is Sprive Worth Using?

For homeowners who already spend money through gift cards or want an effortless way to make occasional extra mortgage payments, Sprive is a useful tool.

The biggest benefit is that it helps turn small savings from everyday spending into something more meaningful over time. While it won’t transform your mortgage overnight, consistently using cashback opportunities could help reduce your mortgage balance and the interest you pay.