Post Office Travel Money Card Review: Get £10 Bonus for Loading £100

The Post Office Travel Money Card is a prepaid travel card that allows you to load foreign currencies before travelling and spend abroad without carrying cash.

Right now, new customers can get a £10 bonus when they sign up through a referral link and load at least £100 onto their card.

The good news is that you don’t necessarily need to be going abroad to benefit from the offer — once you receive the bonus, you can convert your balance back and withdraw your money if you don’t need the card for travel.

How does the Post Office Travel Money Card offer work?

The Post Office Travel Money Card works like a prepaid Mastercard. You load money onto the card, then use it when travelling anywhere Mastercard is accepted.

You can hold up to 22 currencies on one card and use it across millions of locations worldwide.

The £100 does not need to be loaded as one single payment, and you can choose which currency you want to load.

For example, you could load:

• £100 worth of euros
• £100 worth of dollars
• £100 in another supported currency

The reward is added in the same currency as your initial load.

How to get the £10 bonus

To qualify, you must:

✅ Be a new Post Office Travel Money Card customer ✅ Use a referral link when signing up ✅ Purchase a new Travel Money Card ✅ Load at least £100 within your first three loads (within the first three months)

The referral offer gives £10 to both the person signing up and the person referring them.

Once you have completed the requirements, the reward is loaded onto your card after the cooling-off period. The terms state that rewards are added after the 14-day cooling-off period and can take up to three weeks afterwards to arrive.

Can you withdraw the money afterwards?

Yes.

Although the card is designed for travel, you are not required to spend the balance abroad.

Once you have received the £10 bonus, you can:

1. Convert your currency back into GBP if needed
2. Log in through the Post Office Travel Money Card website
3. Go to Account Summary → Manage → Withdraw Funds
4. Withdraw your remaining balance back to your bank account

The only thing to consider is that converting currencies can involve exchange-rate differences, so you may lose a small amount when converting back.

For example:

• Load £100 into euros
• Receive the £10 bonus
• Convert the balance back into pounds

You should still be left with a small profit, although the exact amount depends on the exchange rate at the time.

What are the benefits of the Post Office Travel Money Card?

Aside from the bonus, the card itself can be useful if you travel.

No extra spending charges in supported currencies

If you have already loaded the local currency, you won’t pay extra charges when spending abroad in that currency.

Safer than carrying cash

The card is separate from your bank account, meaning you are not giving access to your main bank balance while travelling.

Manage everything through the app

You can top up, freeze your card, swap currencies and view transactions through the Post Office Travel Money Card app.

Can you get more money through TopCashback?

There is also a separate cashback route available through TopCashback.

At the time of writing, TopCashback is offering £13.84 cashback for a new Post Office Travel Money Card purchase.

However, there are a few things to be aware of:

• Cashback is only paid on the purchase of a new card, not future top ups
• You can only claim cashback on one new Travel Money Card
• Tracking is not guaranteed
• If cashback fails to track, you need to submit a claim within the required timeframe

The TopCashback route could potentially pay more, but cashback can sometimes take much longer to arrive and relies on successful tracking.

For a guaranteed reward, the referral route is simpler.