Monument Bank - Get £30 cash when saving 💸
Free Money — Large Deposit — Monument Bank
Monument Bank is a UK digital bank that offers high-interest savings accounts for customers with larger deposits, managed entirely through its mobile app. Right now, you can get a £30 bonus with their refer a friend scheme.
To claim your £30 bonus:
Open a savings account or Easy Access Cash ISA (4% interest) via a valid referral link.
Register and fund the account with a minimum deposit of £10,000 if you open an Easy Access Cash ISA or £25,000 if you open any other savings account.
Monument will credit your Account with £30 within 3 working days of all conditions being met. From our experience this payment is made the following morning at 7am!
*All Monument Bank savings are protected by the Financial Services Compensation Scheme (FSCS), so your money is covered up to £85,000 per person if the bank were to fail.
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FAQ’s
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Yes — Monument Bank Ltd is a UK-registered bank. Their registered address is 33 Cavendish Square, London, W1G 0PW.
They are authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and the Financial Conduct Authority (FCA), under regulatory number (FRN) 849724.
Eligible deposits at Monument are protected under the Financial Services Compensation Scheme (FSCS) up to £85,000 per person per bank — like many UK banks.
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The CEO is Ian Rand.
The bank was co-founded by Mintoo Bhandari (among others), and the firm has raised multiple funding rounds to support its growth and product offerings.
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Monument offers a variety of savings products: Easy Access Savings, Fixed Term Deposits, Notice Accounts, and a Cash ISA (when you meet their deposit or account-size thresholds).
Because deposits are FSCS-protected (up to £85,000), using Monument for £20,000 is within the protected limit — so in terms of deposit safety, you should be covered.
If you want flexibility + somewhat better returns than a basic high-street instant-access account, Monument could be reasonable — but many of their “Notice Accounts” have a minimum threshold of £25,000, and combined deposit total across accounts must reach that to qualify.
So if you only have £20,000 — you might be able to open an Easy-Access or standard savings account, but you may not qualify for certain “premium / notice / higher-yield” accounts that require higher minimums.
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Easy Access Savings: for flexible savings, likely suitable for smaller balances.
Fixed-Term Deposits: for locking savings for a set period, often with enhanced interest rates.
Notice Accounts: require a minimum deposit of £25,000; you give notice before you withdraw funds. These come with better returns than easy-access accounts, but are less flexible.
Cash ISA: Monument offers a Cash ISA (though often with deposit or balance minimums) — useful if you want savings with tax-efficient interest.
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Yes, Monument Bank has a refer a friend offer.
Right now, you can get a £30 bonus when you fund an Easy Access Cash ISA with £10,000 or any other savings account with £25,000.
Have a referral link to share? Share it on our sister site here.
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Phone: 020 4524 8080
Email (customer support): service@monument.co
Registered address: 33 Cavendish Square, London, W1G 0PW, UK.
You can also contact them via their app (live-chat / call / video / messaging)
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