Chip Money – Earn £50 when you sign up 🏦

Free Money — Large Deposit — Chip Money

Time needed 5 minutes

Deposit £5000

Chip is a UK-based fintech app offering Cash ISAs, Savings Accounts and Investment ISAs. Their limited-time April offer gives new users a £50 cash bonus when depositing a larger balance and holding it for a set period.

To claim your bonus:

CHIP-VAK209 Copy

1. Sign up to Chip here (or enter a code ‘CHIP-VAK209’)

2. Deposit at least £5,000 into your Chip account
   (this can be split across multiple Chip savings or investment accounts). For example their Cash ISA paying 3.81% interest.

3. Maintain a minimum £5,000 balance for 90 consecutive days.

4. You’ll receive a £50 bonus paid into your Chip Instant Access Account or Prize Savings Account once the criteria is met (within 5 working days).

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FAQ’s

• What is Chip?

  Chip is a UK‑based “wealth app” for savings and investments: it allows users to save money, open savings accounts (including ISAs, instant‑access accounts, prize‑savings), and invest via Stocks & Shares ISAs or general investment accounts.

  The idea is to make saving/investing more accessible: you connect your bank via “open banking” and choose savings or investment options via the app.

  Chip handles the interface and account‑management; actual deposits and investments are held via regulated partner firms.

• Is Chip a legitimate bank?

  Chip itself is not a bank.

  The company behind the app is Chip Financial Ltd (registered in England & Wales).

  Because it’s not a bank, Chip does not operate branches, issue bank cards, or offer ATM access.

• Which bank owns (or provides banking for) Chip?

  The savings accounts you open via Chip are provided by ClearBank, a fully authorised UK‑regulated bank.

  For investment accounts, another custodian — Seccl Custody Limited — holds investments separately from Chip’s own assets.

• Is my money safe with Chip?

  Savings accounts are FSCS‑protected. Funds deposited via Chip into savings accounts with ClearBank are eligible for protection under the Financial Services Compensation Scheme (FSCS) — up to a certain limit.

  Regulation: Chip (via Chip Financial Ltd) is authorised by the Financial Conduct Authority (FCA) under its firm reference number.

  Safety measures: The app uses bank‑grade encryption, requires a PIN (and optionally biometric protection) to access, and deposits are held separately from Chip’s own funds when in transit — a process called “safeguarding”.

• Does Chip have a refer a friend scheme?

  Yes, Chip often has a refer a friend offer.

  Right now, you can each earn £50 when you deposit at least £5000 into your account for 90 days.

  Have a referral link to share? Share it on our sister site here.

• How can I contact Chip?

  • Email: For general support, contact Chip at hello@getchip.uk.

  • In‑app chat / support form: From the Chip app itself — go to the Profile tab → “Contact Us” (or use the chatbot). This is often the quickest way to get help.

  • Postal address: Chip Financial Ltd

    Sixth Floor, Fora, Montacute Yard

    186 Shoreditch High Street

    London, E1 6HU