Chip Money – Earn £50 when you sign up 🏦
Free Money — Large Deposit — Chip Money
Chip is a UK-based fintech app offering Cash ISAs, Savings Accounts and Investment ISAs. Their limited-time April offer gives new users a £50 cash bonus when depositing a larger balance and holding it for a set period.
To claim your bonus:
Sign up to Chip here (or enter a code ‘CHIP-VAK209’)
Deposit at least £5,000 into your Chip account
(this can be split across multiple Chip savings or investment accounts). For example their Cash ISA paying 3.81% interest.Maintain a minimum £5,000 balance for 90 consecutive days.
You’ll receive a £50 bonus paid into your Chip Instant Access Account or Prize Savings Account once the criteria is met (within 5 working days).
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FAQ’s
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Chip is a UK‑based “wealth app” for savings and investments: it allows users to save money, open savings accounts (including ISAs, instant‑access accounts, prize‑savings), and invest via Stocks & Shares ISAs or general investment accounts.
The idea is to make saving/investing more accessible: you connect your bank via “open banking” and choose savings or investment options via the app.
Chip handles the interface and account‑management; actual deposits and investments are held via regulated partner firms.
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Chip itself is not a bank.
The company behind the app is Chip Financial Ltd (registered in England & Wales).
Because it’s not a bank, Chip does not operate branches, issue bank cards, or offer ATM access.
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The savings accounts you open via Chip are provided by ClearBank, a fully authorised UK‑regulated bank.
For investment accounts, another custodian — Seccl Custody Limited — holds investments separately from Chip’s own assets.
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Savings accounts are FSCS‑protected. Funds deposited via Chip into savings accounts with ClearBank are eligible for protection under the Financial Services Compensation Scheme (FSCS) — up to a certain limit.
Regulation: Chip (via Chip Financial Ltd) is authorised by the Financial Conduct Authority (FCA) under its firm reference number.
Safety measures: The app uses bank‑grade encryption, requires a PIN (and optionally biometric protection) to access, and deposits are held separately from Chip’s own funds when in transit — a process called “safeguarding”.
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Yes, Chip often has a refer a friend offer.
Right now, you can each earn £50 when you deposit at least £5000 into your account for 90 days.
Have a referral link to share? Share it on our sister site here.
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Email: For general support, contact Chip at hello@getchip.uk.
In‑app chat / support form: From the Chip app itself — go to the Profile tab → “Contact Us” (or use the chatbot). This is often the quickest way to get help.
Postal address: Chip Financial Ltd
Sixth Floor, Fora, Montacute Yard
186 Shoreditch High Street
London, E1 6HU
