Santander - Get paid £180 to switch your account 🔥

Free Money — Bank Switching — Santander

Time needed 15 minutes

Deposit £1,500

Santander UK plc is a British bank, wholly owned by the Spanish Santander Group. Right now if you switch to a Santander Everyday current account you will get a £180 bonus.

To claim the £180 bonus:

1. Sign up here - open a Santander Edge, Edge Up, Everyday or Edge Explorer current account.

2. Within 60 days, switch over an account from another bank, set up 2 or more household Direct Debits, and deposit at least £1,500.

   * Household direct debits are valid for Council Tax, Energy bills, Water bills, broadband, phone contracts - if you want a quick Direct Debit, it could be worth setting up a 30 day rolling sim plan through Top Cashback.

3. The £180 bonus will be paid between 60 and 90 days after the switch begins.

   *You can also switch to an existing Santander Edge, Edge Up, or Everyday current account). This means current customers can benefit from this offer as long as you opened your account after 1st January 2025!

👉 [See our full guide on switching banks and setting up simple direct debits]

👉 [Get notified about new offers here]

👉 [Need to see the T&Cs for this offer? Click here]

Enjoyed this offer? Check out more great Bank Switching offers below!

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FAQ’s

• Is my money safe with Santander?

  Yes — money held with Santander UK is safe and protected.

  • Covered by the Financial Services Compensation Scheme

  • Protection up to £85,000 per person

  • Regulated by the Financial Conduct Authority and Prudential Regulation Authority

  This means your money is protected if the bank fails.

• Which banks are linked to Santander?

  Santander UK is part of the global Banco Santander.

  Important:

  • It operates separately from UK banks like Barclays, Lloyds, or NatWest

  • FSCS protection is separate from other UK banking groups

• How do I qualify for the Santander switch bonus?

  To get the £180, you typically need to:

  1. Open an eligible Santander current account

  2. Use the Current Account Switch Service (CASS)

  3. Complete a full switch (old account closed)

  4. Pay in at least £1,500 within 60 days

  5. Set up at least 2 active household direct debits

  The switch must be started within the promotional period.

• What direct debits count for Santander?

  Santander is stricter than some banks — they usually require household direct debits.

  ✅ Likely to count:

  • Council tax

  • Gas, electricity, water bills

  • Broadband or phone contracts

  • Insurance payments

  ⚠️ May NOT count:

  • Small charity direct debits

  • Savings apps (e.g. Plum, Moneybox)

  • PayPal or similar

  Always check the latest terms — Santander often requires “household” bills specifically.

  Read our full guide on setting up simple direct debits here.

• Do direct debits need to be active before switching?

  Yes.

  • They must already be set up on your old account

  • They must transfer during the switch

  👉 Best practice:

  • Set them up at least a few weeks before switching

• Who is eligible for the Santander switch offer?

  You’ll usually qualify if you:

  • Are switching from another bank (not Santander)

  • Have not had a Santander account since 1 January 2025

  • Have not received a Santander switch bonus before

  Existing or previous customers are often excluded.

• How do I contact Santander UK?

  App & online banking:

  • Secure messaging via Santander app

  Phone (UK):

  • 0330 9 123 123 (general enquiries)

  Address:

  • 2 Triton Square, Regent’s Place, London, NW1 3AN