Instant Cashback UK

We’ve compiled the best instant cashback offers for gift card purchases in the UK for 2025. Discover how you can earn cashback instantly when buying gift cards from top retailers, along with sign-up bonuses, free cashback calculator and the highest rewards from leading cashback platforms. Compare instant cashback rates here.

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Written by My Side Gig team

What Is Instant Cashback on Gift Cards?

Instant cashback on gift cards lets you earn rewards immediately when you purchase gift cards from a provider that offers this feature. Instead of waiting weeks for cashback to process, you'll receive your cashback instantly upon buying the gift card. The best part? You can often use these gift cards both online and in-store at your favorite retailers. Simply purchase gift cards through a platform that allows instant cashback, and the reward is yours to spend immediately—whether you’re shopping online or in person.

The process is simple:

1) Choose a Platform Offering Gift Card Cashback
Several cashback websites and apps allow you to purchase gift cards and earn instant cashback on the spot. These platforms often feature a wide range of brands and stores to choose from.

Many providers also offer sign-up bonuses when you first register, which can give you an extra boost on your first purchase. It’s worth checking the available promotions below, as they can help you earn additional rewards straight away.

💡 You may also consider purchasing the gift card with a cashback debit card to earn extra cashback on top of the provider’s rate. See our full guide here.

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2) Purchase Gift Cards
Once you’ve signed up, buy the gift cards you need. Most platforms allow you to purchase gift cards for major retailers like Amazon, Tesco, and more. Be sure to check the terms to see if there are specific requirements (e.g., purchase a minimum amount or select certain brands).

3) Get Instant Cashback
Once you make a purchase, you’ll receive your cashback immediately. However, most platforms require you to earn a minimum of £5-£10 before you can withdraw the cashback. Many providers even allow you to convert your cashback into another gift card, often with extra cashback attached, giving you even more value for your next purchase.

4) Calculate your savings

Platform Comparison

TopCashback

  • Minimum Cashout: From 1p (gift card minimums vary by retailer).

  • How It Works: Cashback can be withdrawn via BACS, PayPal, or converted into gift cards through Reward Wallet. Gift cards are usually delivered instantly to your inbox.

  • Cashback Rates: Standard retailer rates, with extra bonuses available when choosing gift card payouts.

  • Cashout: Cashback often moves to payable within an hour of receiving your gift card (up to 48 hours in rare cases).

  • Notes: Gift cards state if they can be used in-store, online, or both.

Basket

  • Minimum Cashout: £10

  • How It Works: Offers instant cashback on gift card purchases, but many rates are lower than competitors.

  • Cashback Rates: Example — Tesco around 2.5%, which is below JamDoughnut (5.25%) or EverUp (5.5%).

  • Cashout: You’ll need to build up £10 cashback before withdrawing. The £5 sign-up bonus won’t cover this on its own, so you’ll need to spend more to reach cashout.

  • Notes: The sign-up bonus can be worth grabbing, but after that, JamDoughnut or EverUp usually give better long-term rates.

Jam Doughnut

  • Minimum Cashout: £10

  • How It Works: Earn cashback when purchasing gift cards from a wide range of retailers.

  • Cashback Rates: Typically offers enhanced rates, especially for high-demand brands like Tesco.

  • Cashout: Once you accumulate £10, you can cash out or purchase more gift cards.

  • Notes: High rates for many major retailers. One of the top choices for cashback on gift cards.

EverUp

  • Minimum Cashout: £10

  • How It Works: Instant cashback on gift cards with rates above 5% for many supermarkets. Use in combination with sites like Quidco for higher cashback.

  • Cashback Rates: Often 5%+ with some retailers like Tesco and Sainsbury’s.

  • Cashout: Withdraw to bank from £10, with a £0.30 fee.

  • Notes: Fun minigames offer additional chances to win. One of the highest rates available for supermarket gift cards.

Widilo

  • Minimum Cashout: £15

  • How It Works: Instant cashback on online purchases. Offers discounts, cashback, and promo codes automatically displayed via a browser extension.

  • Cashback Rates: 5.6% cashback at eBay.

  • Cashout: Withdraw from £15.

  • Notes: Excellent for online shoppers. Cashback is instant, and sign-up bonuses can help you reach the cashout threshold quicker.

Cheddar

  • Minimum Cashout: £5

  • How It Works: Instant cashback when purchasing gift cards for retailers, including supermarkets and daily stores.

  • Cashback Rates: Tesco - 4%, Uber - 3%, JustEat - 5%, Sainsbury’s - 3%.

  • Cashout: Once you accumulate £5, you can cash out to your bank account with no fees.

  • Notes: Great for everyday shoppers. Additional bonus if you purchase within 14 days of signing up.

Tuck

  • Minimum Cashout: £20

  • How It Works: Earn cashback at small and local businesses, plus boosted offers that can beat other apps.

  • Cashback Rates: Lower than some competitors but may have exclusive offers.

  • Cashout: Cash out once £20 is earned.

  • Notes: Best for supporting local businesses. Ideal if you shop in specific areas or cities.

FAQ’s

  • While some platforms may offer higher cashback rates on certain gift cards, it's important to consider which gift cards you are likely to use. If you're planning to buy from a specific retailer, it makes sense to buy their gift card and earn instant cashback. In some cases, even if a platform offers lower rates, the sign-up bonuses can make up for it, giving you more value right from the start.

  • Most gift cards purchased through instant cashback platforms can be used both in-store and online, depending on the retailer. It will specify this when you go to purchase.

  • Companies offer instant cashback on gift cards as an incentive to drive customer engagement. By providing cashback on gift card purchases, they attract new users to their platform and encourage more frequent transactions. It’s a win-win: consumers save money instantly, while companies benefit from increased sales and customer loyalty. It also means they get the cash upfront!

  • Instant cashback on gift cards is ideal for:
    ✅ Frequent shoppers who regularly buy gift cards for themselves or as gifts
    ✅ Savers looking for a simple way to earn rewards on everyday spending
    ✅ Anyone who likes to save money immediately on their purchases

cashback offers uk, instant cashback offers
cashback offers uk, instant cashback offers