Currensea - Get a £5 bonus when spending abroad 💱
Free Money — Free Money — Currensea
Currensea connects to your bank account removing bank fees when spending in foreign currency's. No topping up, no moving money and no new bank account needed. New users will get a £5 bonus when spending abroad for signing up through the refer a friend scheme.
To claim your £5 bonus:
Sign up here - making sure code CGRR5E is entered.
The free ‘Essentials’ plan requires a £4.95 card delivery fee
Spend £250 in foreign currency with your Currensea card.
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FAQ’s
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Many users rate Currensea very highly — with a 4.9/5 Trustpilot score from over 19,000 reviews, praising its ease of use, competitive exchange rates, and clear transaction notifications. Many travellers report significant savings compared to using standard bank cards abroad.
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Currensea is the UK’s first direct debit travel card — a travel debit card linked directly to your current bank account. It replaces your usual card when spending abroad, aiming to reduce foreign exchange fees and bank charges without the need to top up, pre‑load or open a new bank account.
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Both offer competitive exchange rates and travel spending features:
Currensea works by linking to your existing bank account and automatically debits transactions via direct debit — no top‑ups or separate account needed. Its Realtime/Pro rates are typically better than high‑street banks and “fee‑free” cards, and it doesn’t apply weekend mark‑ups.
Revolut requires you to deposit (“top‑up”) money into its own account before spending and applies a weekend FX markup (around 1%) and monthly limits on free exchange for some plans.
Which is “better” depends on your use — if you want simple spending from your main account and strong FX rates without weekend fees, Currensea is often preferred; if you want a full banking alternative with lots of features, Revolut might be better for some users.
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Currensea doesn’t charge hidden overseas transaction fees like many banks, but the costs vary by plan:
Essential (free) – uses the Currensea Realtime Rate with a small FX markup (around 0.5% above the interbank rate). After monthly fair usage caps (£500 card spending, £200 ATM), additional fees apply (e.g., 1–2% markup). help.currensea.com+1
Pro/Elite (paid) – typically offer 0% FX markup on major currencies, unlimited fee‑free spending and higher ATM withdrawal limits.
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Currensea was co‑founded by James Lynn and Craig Goulding, two former investment banking and fintech veterans. The team also includes experienced directors and advisors with backgrounds in finance, tech and payments. Currensea is authorised and regulated by the UK’s Financial Conduct Authority (FCA) and is a Mastercard Principal Member.
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Yes — Currensea is FCA‑regulated, uses Mastercard for transaction processing, and provides Mastercard chargeback protection if you need to dispute a purchase. Many users highlight convenience and reliable service in reviews.
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Email: help@currensea.com
Phone: 020 3319 6588
Online: You can also reach Currensea by submitting a message through the contact form on their website or inside the Currensea app.
Address: 4 Claridge Court, Lower Kings Road, Berkhamsted, United Kingdom, HP4 2AF