AIB - Get paid £200 to switch (NI only) 🔥

• Is AIB a real bank?

  Yes — Allied Irish Banks (AIB) is a legitimate, long-established bank.

  • One of the largest banks in Ireland

  • Founded in 1966

  • Operates in Ireland, the UK, and internationally

  It is a major financial institution, not a fintech or startup.

• Is my money safe with AIB?

  Yes — your money is safe and protected.

  • Covered by the Financial Services Compensation Scheme (FSCS)

  • Protection typically up to £85,000 per person

  • Some AIB structures may show up to £120,000 coverage depending on brand grouping

  • Regulated by the FCA and PRA

  This means your eligible deposits are protected if the bank fails.

• Which banks are linked to AIB?

  AIB UK is part of the wider AIB Group.

  • Includes:

    • Allied Irish Bank (GB)

    • AIB (NI)

    • Allied Irish Bank Savings Direct

  Important:

  • These share the same banking licence

  • FSCS protection is combined across them

• Does AIB offer personal current accounts in the UK?

  • In Northern Ireland: ✅ Yes

  • In Great Britain: ⚠️ Limited

  👉 AIB GB mainly serves:

  • Businesses

  • High-net-worth individuals

  • Corporate clients

• What direct debits can I use for a bank switch bonus?

  To qualify, you need at least 2 active direct debits.

  Examples that count:

  • Council tax

  • Gas, electricity, or water bills

  • Insurance payments

  • Loan or credit card repayments

  • Charity donations (even £1/month)

  • PayPal (if set up as a direct debit)

  Read our full guide on setting up simple direct debits here.

• How do I contact AIB?

  • Phone (UK): +44 20 7647 3300

  • Official UK site: aibgb.co.uk

  • Online banking: Secure login and messaging via AIB online services