How to get cheap car insurance (the My Side Gig way)
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Car insurance is one of those annoying yearly costs… but if you play it right, you can cut the price AND get paid to take it out.
Here’s the exact beermoney UK strategy:
Step-by-step: How to get the cheapest car insurance
Time it right (this matters more than anything)
The sweet spot is ~21–26 days before renewal.
Too early = insurers think you’re disorganised
Too late = you look risky → prices go up
This alone can save you £100+ vs last-minute quotes
Start with comparison sites
Use:
Compare the Market
GoCompare
Run quotes on all of them — prices vary a lot.
Boosted method: Use TopCashback Compare (this is the edge)
Get £45 cashback on your policy - Instead of going direct, use TopCashback’s own comparison tool:
How it works
Step 1: Quote
Enter your details and get quotes for your car insurance.
Step 2: Compare
Browse policies from 160+ trusted providers (e.g. Admiral, Aviva, RAC, Hastings Direct).
Step 3: Cashback
Buy your policy through the platform → get ~£45 cashback paid back to you.
Why this is powerful
Combines comparison + cashback in one place
Access to hundreds of insurers
Over £10m+ paid out to members
Typical earnings: ~£45 per policy
It’s basically the same as using comparison sites…
but you get paid for it
Important rules
Cashback is not deducted upfront — it tracks after purchase
Usually becomes payable after validation (can take weeks/months)
Don’t mix with voucher deals (can void cashback)
Double-check with Quidco
Sometimes Quidco tracks better or offers slightly different deals.
Worth a quick comparison before buying.
Stack extra cashback (easy win)
Pay using:
Cashback debit/credit card
PayPal rewards (if available)
Even 1% back = extra free money
Consider paying annually (then “stooze” it)
Monthly = interest
Instead:
Pay upfront (cheaper)
Use 0% credit card if needed
Earn interest on your cash
Check your renewal too
Insurers can’t overcharge loyal customers like before.
Sometimes your renewal is actually competitive — always compare it.
Bonus hacks most people miss
Add a second (low-risk) driver
Adjust job title (accurately)
Increase excess (if safe)
Try different mileage estimates
CLAIM NOW
Cashback is a website and platform which offers users cashback in exchange for completing tasks. To claim your £10…