Nationwide £100 Fairer Share Payment 2025 - Check if You Qualify?
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What is the Fairer Share Payment?
Nationwide will distribute £400 million among four million members, following a reported £2.3 billion profit for the year ending 31 March 2025. This marks the third consecutive year the society has paid a bonus—last year, it awarded £385 million to 3.85 million members.
Nationwide isn’t a bank but a building society—so instead of paying shareholders, it shares some of its profits with eligible members. In 2025, Nationwide is making a one-off £100 “Fairer Share Payment” to qualifying members. (Future payments will depend on how well the society performs each year, and criteria or amounts may change).
Who’s eligible?
You must hold, on 31 March 2025, one of the following product combinations:
A qualifying current account and qualifying savings
A qualifying current account and a qualifying mortgage
You’ll receive just one £100 payment, regardless of how many qualifying products you have.
You can check with Nationwide’s tool here.
Other ways to check?
See if you have a notification message - It should appear as soon as you log in to your banking app or internet banking.
Chat with them - If you don’t see a message, start a chat to confirm if you’re eligible. They’re available 24 hours, 7 days a week.
Qualifying current accounts
Your account must have been open on 31 March 2025, and meet these extra rules depending on type:
| Account type | Extra requirement in Jan–Mar 2025 |
|---|---|
| FlexPlus | You must have paid that account’s monthly fee. |
| FlexOne, FlexStudent, FlexGraduate | At least one payment in or one payment out during March—excluding charges or interest. (Or a switch via Current Account Switch Service between 1 Jan–31 Mar counts you in.) |
| FlexAccount, FlexDirect, FlexBasic |
Either: • In two of Jan/Feb/Mar: ≥£500 paid in (no internal transfers) and ≥2 payments out; Or: • In two of Jan/Feb/Mar: ≥10 payments out. (Switching via Current Account Switch Service also waives these.) |
Tip: If you hold more than one of the FlexAccount/Direct/Basic trio, all combined activity counts toward these targets—unless you’ve been told they’ll close an account.
Note: Subsidiary accounts (e.g. Clydesdale/Virgin Money/Yorkshire) don’t qualify.
Qualifying savings
At any point in March 2025, you must have held at least £100 across one or more personal savings accounts or cash ISAs with Nationwide. Excluded are business savings, investment ISAs, subsidiary-held accounts, or savings held in someone else’s name (e.g. under trust or power of attorney).
Qualifying mortgages
You must have owed at least £100 on a Nationwide residential mortgage as of 31 March 2025. Excluded are:
Subsidiary-provided mortgages (Clydesdale, The Mortgage Works, etc.)
Applications not completed by 31 March 2025
Commercial mortgages
Joint accounts and acting for others
Joint accounts: Each named person qualifies individually, and the full balance counts towards each person’s eligibility.
Acting on behalf of someone else (e.g. power of attorney): Products held in their name count only for them, not you.
When and how you’ll be paid
Between 18 June and 4 July 2025, Nationwide will electronically transfer £100 into one of your open current accounts:
Into a sole account if you have one
Otherwise into a joint account
The transaction will show as “Nationwide Fairer Share Payment” on your statement. If you don’t have an open Nationwide current account when they try to pay, you won’t receive it
Been wrongly excluded?
If you think you should have qualified but haven’t, get in touch with Nationwide’s Member Services quoting “Fairer Share Payment 2025”. They’ll investigate any errors.
Earn a further £200
Switch your main account to Nationwide and earn a £200 bonus when you:
Are a qualifying member as of 31 March 2025.
Use the Current Account Switch Service to fully switch (including closing your old account) to a new or existing FlexPlus, FlexDirect, or FlexAccount.
Move at least two Direct Debits during the switch.
Complete the switch within 28 days.
Within 31 days of opening or switching into your account, pay in £1,000+ and make one debit-card purchase.
This offer is valid only for sole or joint accounts that haven’t received a Nationwide switch bonus since 2021, and other terms and restrictions apply.
You can find our full guide for this offer here.
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