Tembo’s Black Friday Lifetime ISA Transfer Bonus 2025
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If you’re looking for one of the best Lifetime ISA (LISA) deals this year, you’re in luck. Tembo is offering a cash bonus of up to £300 when you transfer your existing LISA to them — making this offer firmly in the “top-tier LISA with a bonus” category.
What’s the offer?
Between 14 November and 5 December 2025, new customers who transfer their existing LISA to Tembo can get a cash bonus depending on how much they move:
| Transfer Amount | Bonus |
|---|---|
| £0 – £4,999 | £0 |
| £5,000 | £30 |
| £10,000 | £75 |
| £15,000 | £100 |
| £20,000 | £125 |
| £25,000 | £150 |
| £30,000 | £175 |
| £35,000 | £200 |
| £40,000 | £225 |
| £45,000 | £250 |
| £50,000+ | £300 (Max Bonus) |
You’ll receive the bonus as bonus interest into your Tembo Cash LISA around May 2026 (or sooner if you use Tembo Mortgages to purchase your first home).
Why this stacks up among the best LISAs
Bonus on transfers: Not many providers offer a cash bonus just for a transfer.
Large bonus ceiling (£300): The more you transfer (up to £50,000), the greater reward.
Doesn’t eat into your annual LISA allowance: The bonus is classed as interest, so it does not count towards your £4,000 LISA allowance.
Simple eligibility: New to Tembo’s LISA (Cash or S&S), full transfer of existing LISA required, and the money kept in the account for 12 months unless you withdraw for a qualifying first-home purchase.
Key conditions & things to watch
Full transfer only: Partial transfers won’t qualify — you must transfer the full LISA balance.
Transfer window: The transfer must be initiated between 14 Nov and 5 Dec 2025. Existing transfers started before 14 Nov don’t qualify.
12-month hold: You must keep your Tembo LISA open and funded for 12 months (unless used for a first-home via Tembo Mortgages) or they may reclaim the bonus.
Not combinable with other offers from Tembo.
Tembo may change or withdraw the offer at any time, though if you’ve already qualified your bonus will still be honoured.
Who is this right for?
This is ideal if:
You already have a LISA elsewhere (Cash or Stocks & Shares) and were considering transferring.
You can meet the minimum transfer (£5,000) and are comfortable keeping the account for at least 12 months.
You’re comfortable with transferring your full LISA balance (since partial transfers aren’t eligible).
You want to optimise your LISA choice based not just on rates, but on bonus value too.
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